Jay Hansen Insurance Agency
 

Home Insurance

We are here to meet all of your insurance needs.


HOMEOWNERS INSURANCE

Your home is probably your most valuable asset.  It is important to you and your family and you want to be sure it is protected and choose an insurance company you can feel good about.

We know that everyone’s needs are different so we work to find the coverage that is right for you, your family and your budget.  We offer basic coverage or for an additional premium you can upgrade your coverage to better protect your assets.   You can add on:

Extended Protection Package is designed to extend your limits an additional 20% in the event of a covered loss to our home. It also increased the coverage limits for personal possessions, such as jewelry, computer equipment and tools.*

Scheduled Personal Property is separate coverage for specific items of personal property such as jewelry, watches, furs, electronics, sports equipment and more.*

Identity Restoration is there to protect you if you’re a victim of identity theft. This coverage will reimburse you up to $25,000 for covered expenses to help restore your good name.*

 

 

 

*Coverage is limited to availability and qualifications. Other terms, conditions, limitations and exclusions may apply.

 

THE HANSEN AGENCY is here to help you step through your options to make sure you have the coverage you need. We have the experience and commitment it takes to help you protect your car, home and family. We will personally work with you and take time to help you review your individual and family needs, to help you understand the coverage options available and how they fit your needs, plus help you learn more about other insurance products for auto, life, boat, motorcycle and business.

 

With our homeowners insurance your dwelling, detached structures and personal property are protected from these and other perils*:

  • Fire
  • Theft
  • Lightning
  • Smoke
  • Explosion
  • Wind and hail
  • Falling objects
  • Freezing of plumbing

 

Your policy also includes the following coverage at no additional cost:

  • Medical Protection which helps pay for medical expenses on covered losses for visitors who are injured on your property.*
  • Additional Living Expenses, help pay reasonable increase in living expenses (e.g. hotel) if your home becomes uninhabitable after a covered loss, such as fire.*
  • Family liability helps pay for covered damages that you’re legally obligated to pay such as bodily injury and property damage lawsuits.*

DISCOUNTS

We want you to get all the discounts that you deserve.  In addition to a choice of coverage options and competitive rates, you may qualify for savings through a variety of discounts.*  Here are just a few. You could SAVE if:

Ø  You are buying  a home.

Ø  If you insure both your vehicle and home with us.

Ø  Your home is less than 10 years old.

Ø  You have been without a claim for 5 years or more.

 

 So, why not let us work up the package that gets you everything you want with all the discounts you deserve.  We want to be your one-stop insurance agency.  Let us go to work for you today!

*Discounts are subject to availability and qualifications.