MANUFACTURED HOME INSURANCE  

Your home is probably your most valuable asset.  It is important to you and your family and you want to be sure it is protected.  

Our basic manufactured home policy provides you with a broad range of protection for your home. Your policy is there to protect your property from*:

• Fire
• Theft
• Lightning
• Smoke
• Vandalism/riot
• Explosion
• Wind and hail
• Falling objects
• Water damage from plumbing, steam or water-heating systems
• Damage by vehicle/aircraft

It offers family liability protection from claims brought by others for accidental injury or damage to their property (not auto liability claims).*

It offers medical protection if a guest is accidentally injured on your property as a result of a covered loss.*

Plus you would have living expense allowance if your home is damaged from a covered loss to the point where you cannot live in it.*

*Other terms, limitations and exclusions may apply. 

THE HANSEN AGENCY is here to help you step through your options to make sure you have the coverage you need.

In the event of a disaster, you want to be sure you can get your life back in order without drawing from your savings. We want that for you too and understand the constraints of budgets.  That is why we offer options to cover your home so that your insurance has your needs in mind yet is priced to fit your budget. We offer a variety of deductibles which can mean lower premiums.  You can choose additional protection like extended limits on your manufactured home and additional structures, personal property reimbursement and increased limits on jewelry, watches and satellite dish antenna.  You can select a building structure reimbursement subject to policy terms and conditions or an actual cash value loss settlement endorsement which can help lower your premium.  Your agent can explain the difference to you so that you fully understand the coverage you would be receiving.  

 DISCOUNTS 

And, talk about Discounts…. We want you to get all the discounts that you deserve.  In addition to a choice of coverage options and competitive rates, you may qualify for savings through a variety of discounts*  You could SAVE if:

Ø  you’re 55 or older and retired.

Ø  your manufactured home is tied down.

Ø  you purchased your manufactured home less than five years ago.

Ø  you have your automobile insured with us.

Ø  When you install fire extinguishers, smoke alarms and other protective devices

 So, why not let us work up the package that gets you everything you want with all the discounts you deserve.  We want to be your one-stop insurance agency.  Let us go to work for you today!

*Discounts are subject to availability and qualifications.