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RENTERS INSURANCE
Your possessions are important
to you and you worked hard to earn the things you have. Do you know how much those possessions
are worth?
At The Hansen Agency we can help you understand the coverage you have to protect
your things. We want you to understand what your
policy covers, what it doesn’t cover and what the options you have with a policy to better
fit your needs.
While policies can differ from state to state and individual qualifications,
basically here’s what a policy with us will cover with renters’ insurance for your personal
property if it’s destroyed or damaged by the following. **:
- Fire
- Lightning
- Smoke
- Vandalism/riot
- Explosion
- Wind and hail
- Falling objects
- Water damage from plumbing, steam or water-heating systems
It also covers theft of personal possessions on premises (in your home) or away from
home, stolen or forged checks and stolen credit card/counterfeit money. Plus it will cover family liability if you damage someone
else’s property and guest medical expense
if someone is accidentally injured in your home.
It also helps pay for additional living expenses if your place is damaged and you are unable
to live in it until the time specified in your policy.**
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THE HANSEN AGENCY is here to help
you step through your options to make sure you have the coverage you need.
Your boat coverage can be designed to offer you physical damage coverage for your
boat, motor, boat trailer and boat equipment, watercraft liability coverage for bodily injury
and property damage and medical payment liability coverage for you and your passengers. ..
Plus we offer additional add-on options* like:
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Repair cost options for your boat, motor, boat equipment or trailer.
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Uninsured watercraft coverage which covers you if you’re involved with a
hit-and-run, uninsured or underinsured boater, within policy limits.
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Personal possessions coverage which typically pays for the loss of equipment on your
boat, such as fishing tackle and water skis.
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Emergency services up to $3,000 for the reasonable cost of towing, mechanical labor
at the place of breakdown and delivery of fuel, oil or battery.
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Other special options available with certain packages
DISCOUNTS
And, talk about Discounts…. We want you to get all the discounts that you
deserve. You can save up to 50%* by combining the discounts we offer. We
offer discounts for customers who also insure their home or vehicle with us. Other discounts apply if you are a homeowner, have taken an
approved boat education course or have membership in certain organizations such as the Boat
Owners Association of the United States or the International Game Fish Association.
There are also discounts that apply based on
paying the entire policy premium when you sign up or when your insurance payments are
automatically deducted from your bank account.
You can also receive an early signing discount if you plan ahead and sign up for boat
insurance seven or more days prior to your policy effective date. So, why not let us work up the package that gets you
everything you want with all the discounts you deserve. We want to be your one-stop insurance agency. Let us go to work for you today!
*Coverage is limited to availability
and qualifications. Other terms, conditions, limitations and exclusions may
apply.
*Discounts are subject to availability and
qualifications.
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